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Here's a brief rundown of key verification approaches :
- Address Verification System (AVS): Checks the registered address on the card against what’s on file with the financial institution.
- Card Verification Value (CVV): Obtains the three- or four-digit digit located on the reverse of the payment for confirmation .
- 3D Secure: Adds an extra layer of authentication involving the cardholder’s bank to approve the purchase.
- Device Fingerprinting: Identifies the device used to process the transaction to detect potential fraud .
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